Wow! You can get a brand new used car for that, no problem. Did they give you an itemized total for the damages or anything? I wonder what they had to add up to get a total accurate to the $0.50 mark.
The money instead will go to completely removing me from debt, opening a money market account for savings, paying this year's taxes, making a trip to the dentist, and then of course the obligatory crazy purchase that I have to allow myself to make. What that will be, I don't yet know, as I don't know what some of the other more important things on the list are going to cost.
The car's market value was $5280. Tax on that is $330, and they also gave me some type of license fee payment of $29.50. Subtract my $1000 deductible and voila, the new number.
Seriously, the second before she announced it I was thinking it'd be a miracle if I got $3000...
No student loans, no insurance, no outstanding credit card payments-- you'd be amazed how easy it is to balance your finances when all of your incoming cash goes directly into your wallet rather than somebody else's.
It's something I've been trying to do for a couple of years now, but unfortunately I only wised up after digging myself into a deep, deep hole. As it is over half of that car reimbursement will be for credit card bills.
This benefits you as well, because I had not been allowing myself to spend money on travel while I had such deep debt (part of the reason I got into debt in the first place was charging plane tickets, gas, etc - always fully meaning to pay them off later in the month, but something always came up). Now, it just may be that I have the time and finances available to make a jaunt to my friendly neighborhood converted Victorian flat... *cross fingers*
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ninetydegrees
no subject
on 24 Feb 2003 10:59 (UTC)You can get a brand new used car for that, no problem.
Did they give you an itemized total for the damages or anything? I wonder what they had to add up to get a total accurate to the $0.50 mark.
Re:
on 24 Feb 2003 13:25 (UTC)The money instead will go to completely removing me from debt, opening a money market account for savings, paying this year's taxes, making a trip to the dentist, and then of course the obligatory crazy purchase that I have to allow myself to make. What that will be, I don't yet know, as I don't know what some of the other more important things on the list are going to cost.
The car's market value was $5280. Tax on that is $330, and they also gave me some type of license fee payment of $29.50. Subtract my $1000 deductible and voila, the new number.
Seriously, the second before she announced it I was thinking it'd be a miracle if I got $3000...
no subject
on 24 Feb 2003 22:19 (UTC)No student loans, no insurance, no outstanding credit card payments-- you'd be amazed how easy it is to balance your finances when all of your incoming cash goes directly into your wallet rather than somebody else's.
Re:
on 24 Feb 2003 22:31 (UTC)This benefits you as well, because I had not been allowing myself to spend money on travel while I had such deep debt (part of the reason I got into debt in the first place was charging plane tickets, gas, etc - always fully meaning to pay them off later in the month, but something always came up). Now, it just may be that I have the time and finances available to make a jaunt to my friendly neighborhood converted Victorian flat... *cross fingers*
Re:
on 24 Feb 2003 22:42 (UTC)Re:
on 25 Feb 2003 01:25 (UTC)Re:
on 25 Feb 2003 10:45 (UTC)Re:
on 25 Feb 2003 16:03 (UTC)I -think- that was Giles' line in "Never Kill a Boy on the First Date"... after emerging from one of those dead-body-locker things...