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11 January 2002
better news...
11 January 2002 12:51Okay! This Zoloft thing might be figured out, now.
My insurance company's prescription plan has a $250 deductible. I have to spend $250 of my own money on medicine before they start to cover it.
After that $250 deductible, if I buy my medicine in a special PCS store (who knows what that stands for, but all the major stores are on it), they cover 75% of the cost.
If I order my medicine from the insurance company itself in 3-month supplies, I only pay a copay of $30 for the whole 3 months (woo!).
So here's what I've gotta do. Get my prescription back from Walmart, and get $250ish. Call the insurance company's mail-order pharmacy, and figure out how much to pay for a 3-month's supply, minus the $250 - where does the $30 copay come in that? Say 3 months of Zoloft costs $700, do I pay the $250 deductible and then $30 for the 3 months? Or is it $20, because the $250 deductible took care of the first months' supply? I guess I will find out. I would call right now to find out, only Caleb is in here, and I think I would have to tell them what medicine I'm on... I will wait until I get home.
Another good thing I've found in all of this is that my insurance will cover Depo! And at this point, I don't think I need to hide that from my dad anymore. So when I go in for shots, I only pay the office visit copay ($15) and 25% of the shot ($12.50). $22.50 is a lot nicer than $65...
So later today I'm going to Walmart, to pick up my prescription (the paper) that I left there last night, and to see if my application has been processed yet.
This makes me feel better. $250 + $10/mo is a lot better than $200/mo.
My insurance company's prescription plan has a $250 deductible. I have to spend $250 of my own money on medicine before they start to cover it.
After that $250 deductible, if I buy my medicine in a special PCS store (who knows what that stands for, but all the major stores are on it), they cover 75% of the cost.
If I order my medicine from the insurance company itself in 3-month supplies, I only pay a copay of $30 for the whole 3 months (woo!).
So here's what I've gotta do. Get my prescription back from Walmart, and get $250ish. Call the insurance company's mail-order pharmacy, and figure out how much to pay for a 3-month's supply, minus the $250 - where does the $30 copay come in that? Say 3 months of Zoloft costs $700, do I pay the $250 deductible and then $30 for the 3 months? Or is it $20, because the $250 deductible took care of the first months' supply? I guess I will find out. I would call right now to find out, only Caleb is in here, and I think I would have to tell them what medicine I'm on... I will wait until I get home.
Another good thing I've found in all of this is that my insurance will cover Depo! And at this point, I don't think I need to hide that from my dad anymore. So when I go in for shots, I only pay the office visit copay ($15) and 25% of the shot ($12.50). $22.50 is a lot nicer than $65...
So later today I'm going to Walmart, to pick up my prescription (the paper) that I left there last night, and to see if my application has been processed yet.
This makes me feel better. $250 + $10/mo is a lot better than $200/mo.
better news...
11 January 2002 12:51Okay! This Zoloft thing might be figured out, now.
My insurance company's prescription plan has a $250 deductible. I have to spend $250 of my own money on medicine before they start to cover it.
After that $250 deductible, if I buy my medicine in a special PCS store (who knows what that stands for, but all the major stores are on it), they cover 75% of the cost.
If I order my medicine from the insurance company itself in 3-month supplies, I only pay a copay of $30 for the whole 3 months (woo!).
So here's what I've gotta do. Get my prescription back from Walmart, and get $250ish. Call the insurance company's mail-order pharmacy, and figure out how much to pay for a 3-month's supply, minus the $250 - where does the $30 copay come in that? Say 3 months of Zoloft costs $700, do I pay the $250 deductible and then $30 for the 3 months? Or is it $20, because the $250 deductible took care of the first months' supply? I guess I will find out. I would call right now to find out, only Caleb is in here, and I think I would have to tell them what medicine I'm on... I will wait until I get home.
Another good thing I've found in all of this is that my insurance will cover Depo! And at this point, I don't think I need to hide that from my dad anymore. So when I go in for shots, I only pay the office visit copay ($15) and 25% of the shot ($12.50). $22.50 is a lot nicer than $65...
So later today I'm going to Walmart, to pick up my prescription (the paper) that I left there last night, and to see if my application has been processed yet.
This makes me feel better. $250 + $10/mo is a lot better than $200/mo.
My insurance company's prescription plan has a $250 deductible. I have to spend $250 of my own money on medicine before they start to cover it.
After that $250 deductible, if I buy my medicine in a special PCS store (who knows what that stands for, but all the major stores are on it), they cover 75% of the cost.
If I order my medicine from the insurance company itself in 3-month supplies, I only pay a copay of $30 for the whole 3 months (woo!).
So here's what I've gotta do. Get my prescription back from Walmart, and get $250ish. Call the insurance company's mail-order pharmacy, and figure out how much to pay for a 3-month's supply, minus the $250 - where does the $30 copay come in that? Say 3 months of Zoloft costs $700, do I pay the $250 deductible and then $30 for the 3 months? Or is it $20, because the $250 deductible took care of the first months' supply? I guess I will find out. I would call right now to find out, only Caleb is in here, and I think I would have to tell them what medicine I'm on... I will wait until I get home.
Another good thing I've found in all of this is that my insurance will cover Depo! And at this point, I don't think I need to hide that from my dad anymore. So when I go in for shots, I only pay the office visit copay ($15) and 25% of the shot ($12.50). $22.50 is a lot nicer than $65...
So later today I'm going to Walmart, to pick up my prescription (the paper) that I left there last night, and to see if my application has been processed yet.
This makes me feel better. $250 + $10/mo is a lot better than $200/mo.
Lots of talking on phones to insurance people today. Found out that after I turn 22, and get kicked off the plan, I can apply for a Temporary Continuation of Coverage that lasts for 36 months! I don't know if that means I get my own policy and have to pay the monthly fees and the deductable all over again or not... Which is why I have to call back yet again. They need these answers online. ;)
Finally took some pictures of my dress.
There was one spot on the back of the dress where the flowers weren't destroyed, so I took a picture of that so you'd know what they were supposed to look like overall.
The destroyed flowers, a section of the back of the skirt.
The top front, closer-set flowers and therefore more obviously not supposed to be like that.
Just a kind of general view of the lower front of the dress.
So, yeah. Stuff.
I'm feeling weirdly spacey. Like maybe for some reason the Zoloft today is screwing with my head more.
Finally took some pictures of my dress.
There was one spot on the back of the dress where the flowers weren't destroyed, so I took a picture of that so you'd know what they were supposed to look like overall.
The destroyed flowers, a section of the back of the skirt.
The top front, closer-set flowers and therefore more obviously not supposed to be like that.
Just a kind of general view of the lower front of the dress.
So, yeah. Stuff.
I'm feeling weirdly spacey. Like maybe for some reason the Zoloft today is screwing with my head more.
Lots of talking on phones to insurance people today. Found out that after I turn 22, and get kicked off the plan, I can apply for a Temporary Continuation of Coverage that lasts for 36 months! I don't know if that means I get my own policy and have to pay the monthly fees and the deductable all over again or not... Which is why I have to call back yet again. They need these answers online. ;)
Finally took some pictures of my dress.
There was one spot on the back of the dress where the flowers weren't destroyed, so I took a picture of that so you'd know what they were supposed to look like overall.
The destroyed flowers, a section of the back of the skirt.
The top front, closer-set flowers and therefore more obviously not supposed to be like that.
Just a kind of general view of the lower front of the dress.
So, yeah. Stuff.
I'm feeling weirdly spacey. Like maybe for some reason the Zoloft today is screwing with my head more.
Finally took some pictures of my dress.
There was one spot on the back of the dress where the flowers weren't destroyed, so I took a picture of that so you'd know what they were supposed to look like overall.
The destroyed flowers, a section of the back of the skirt.
The top front, closer-set flowers and therefore more obviously not supposed to be like that.
Just a kind of general view of the lower front of the dress.
So, yeah. Stuff.
I'm feeling weirdly spacey. Like maybe for some reason the Zoloft today is screwing with my head more.