blah

[juldea]

I get kicked off of dad's insurance in April.

I'm not taking classes, so I don't qualify for student insurance.

I could get short-term (6 mo.) insurance until fall, but all of those I've found don't cover mental health costs.

Blah.

Comments

blech

[adalius.livejournal.com]

just kicked off mine too. could get some through my company but i dont feel like going and doing all the work to get it.

Re: blech

[juldea.livejournal.com]

I'm not scheduled enough hours to get any through work. It sucks. I actually work 30 hours a week, which is enough, but I'm hired as a part-time employee, 20 hours a week.

Re: blech

[adalius.livejournal.com]

yea but since my family owns the buisness we have some sort of like heritage coverage, family gets covered just for being registered as an employee or something

Re: blech

[juldea.livejournal.com]

oh that's cool. I wish i had a deal like that! :)

[ex-dervish821.livejournal.com]

you didn't think about that before you decided to take a semester off?

[ex-dervish821.livejournal.com]

or wait, do you just get kicked off because you're 22, or is it because you're 22 and not in classes?

Re:

[juldea.livejournal.com]

I didn't know I'd lose insurance then. I lose it because I'm turning 22, not because of my school status. However, the school status is what is making getting new insurance difficult.

[ex-dervish821.livejournal.com]

i guess my mental health issues started when i was 18... and so i was always very conscious of insurance stuff from my freshman year on. i can see where you wouldn't know if it hadn't been a really important thing for years, though.

so any idea what you're going to do?

Re:

[juldea.livejournal.com]

Well, right now I'm going to wait and see for a month or two what happens. I have until April 8... Perhaps after this Dr. Hulsey visit, the doctors will say, "Oh my god! You have the most amazing thyroid deficiency we've ever seen! That explains all your problems, including depression!" and I'll take thyroid medication, which doesn't count as mental health medicine, and then just get a short-term plan without mental health care and go without counselling for a while. Or, if Dr. Hulsey becomes my primary care doctor, he can prescribe zoloft for me, and while that will be expensive, I won't do expensive counselling sessions.

So, basically, I wait and see.

Re:

[juldea.livejournal.com]

Well, a lot of it is wait until April (8) and see what I'm needing then. It's possible that these metabolic tests show up as some kind of scarily insane thyroid deficiency, I take medicine for that (which wouldn't count as mental health medication), and it clears up many problems including my depression. Then, in April, I wouldn't need medical insurance that requires mental health coverage (assuming by then I don't need counselling either) and I could get a short-term plan until the fall when I go back to school. If I'm still taking Zoloft then, my primary care doctor could prescribe it instead of Dr. McNeil, and while that would still be an expensive medication because I wouldn't get help paying for it, I wouldn't have expensive appointments to see Dr. McNeil or anyone else for therapy.

So yeah, wait and see.