6 September 2008

juldea: (roar!!!)
1. I have been hit HARD by insomnia tonight, something I hardly ever get. I got about an hour and a half of sleep before being awakened, and haven't been able to get back to sleep since. FUCK.

2. Put this time to use, right? So I'm balancing the checkbook, and find out that signing up for Covad's automatic billing means that unlike my normal paying in full at the end of the bill cycle, they charge me at the beginning of the bill cycle. Meaning that I just paid the 8/4-9/3 bill on 9/4 (manually), and the 9/4-10/4 bill on... 9/4 (automatically). So an extra $65.95 charge on my bank statement, valid yet unexpected and unbudgeted for, putting me overdraft on Tuesday when my automatic-pay cell phone bill gets paid. FUCK.

3. This might not have been a problem except that earlier I decided to splurge and buy both [livejournal.com profile] londo and myself dinner from Spice & Rice. To pay for this, on the way home I stopped at the ATM and got $80. Food was in the low $50s, so I gave the delivery guy three of my $20s and told him to keep the change. Just checked my wallet, and... there's no other $20 in there. Nowhere to be found. I think I must've handed ALL FOUR $20s to the delivery guy and told him to keep the change. FUCK.

So, in summary: I have 'lost' $20 that I was going to use for groceries today and lunch-type expenses for the work week, and I can't replace it from my bank account because it's at $14 until Friday's payday due to an unexpectedly doubled DSL bill payment. Oh, and it's 6am and I've gotten less than two hours of sleep.

Fuck.

(Note: This portion of the summer is very rough for me, but rest assured that I am not having long-lasting financial issues. I'm still on track for my out-of-debt-by-30 plan.)
juldea: (roar!!!)
1. I have been hit HARD by insomnia tonight, something I hardly ever get. I got about an hour and a half of sleep before being awakened, and haven't been able to get back to sleep since. FUCK.

2. Put this time to use, right? So I'm balancing the checkbook, and find out that signing up for Covad's automatic billing means that unlike my normal paying in full at the end of the bill cycle, they charge me at the beginning of the bill cycle. Meaning that I just paid the 8/4-9/3 bill on 9/4 (manually), and the 9/4-10/4 bill on... 9/4 (automatically). So an extra $65.95 charge on my bank statement, valid yet unexpected and unbudgeted for, putting me overdraft on Tuesday when my automatic-pay cell phone bill gets paid. FUCK.

3. This might not have been a problem except that earlier I decided to splurge and buy both [livejournal.com profile] londo and myself dinner from Spice & Rice. To pay for this, on the way home I stopped at the ATM and got $80. Food was in the low $50s, so I gave the delivery guy three of my $20s and told him to keep the change. Just checked my wallet, and... there's no other $20 in there. Nowhere to be found. I think I must've handed ALL FOUR $20s to the delivery guy and told him to keep the change. FUCK.

So, in summary: I have 'lost' $20 that I was going to use for groceries today and lunch-type expenses for the work week, and I can't replace it from my bank account because it's at $14 until Friday's payday due to an unexpectedly doubled DSL bill payment. Oh, and it's 6am and I've gotten less than two hours of sleep.

Fuck.

(Note: This portion of the summer is very rough for me, but rest assured that I am not having long-lasting financial issues. I'm still on track for my out-of-debt-by-30 plan.)

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