juldea: (makeup)
juldea ([personal profile] juldea) wrote2003-08-29 03:44 pm

holy fark

My credit limit got nearly doubled.
$2500 -> $4500

Now for the mantra...

Credit is not money to spend. Credit is not money to spend. Credit is not money to spend. Credit is not money to spend. Credit is not money to spend. Credit is not money to spend. Credit is not money to spend. Credit is not money to spend.

[identity profile] adalius.livejournal.com 2003-08-29 12:53 pm (UTC)(link)
its kinda scary that my credit limit was higher than yours until now. and even then i'm damn close behind ;-)

[identity profile] adalius.livejournal.com 2003-08-29 12:53 pm (UTC)(link)
oh yea, and totally paid off too. *flex*

[identity profile] juldea.livejournal.com 2003-08-29 12:58 pm (UTC)(link)
$4000?

Go you for being paid off. I was before I moved....

[identity profile] adalius.livejournal.com 2003-08-29 01:01 pm (UTC)(link)
Aye, 4k for like, 6-8 months now.

[identity profile] crolack.livejournal.com 2003-08-29 02:01 pm (UTC)(link)
Remember never to use more than 75% of the credit on any account. Otherwise it lowers your credit rating.

[identity profile] juldea.livejournal.com 2003-08-29 02:03 pm (UTC)(link)
I never knew that. Thanks for the advice.

[identity profile] tank182.livejournal.com 2003-08-30 02:02 am (UTC)(link)
if I had a credit limet of 2500 then all of my problems would be solved.... at least for the time being.. I actually would like to get a credit card in an effort to clean up my record (fucking old roomates who never pay the bills because their not in their name.. grrr..) it sucks though because the only kind of credit card I can get approved for is a sacared card which requirers me to come up with $500 up front. still I think it would be a good idea just so that I could clean up my record.

[identity profile] juldea.livejournal.com 2003-08-30 06:50 am (UTC)(link)
Actually a really good thing to do to build credit is buy a car... as long as you make the payments on time.

[identity profile] tank182.livejournal.com 2003-08-30 10:13 am (UTC)(link)
I've thought about that too. Mine is about to die...